What is the fundamental cause of the subprime mortgage crisis and the crash of 2007/2008? If you don't know the answer to this, you haven't been paying attention. The fundamental cause was that lending institutions were forced, by government mandate, to take on high risk mortgage lending.

Back in the early 90s, Saturday Night Live had a skit, featuring Mike Myers as "Linda Richman", known as "Coffee Talk." Here's what Wikipedia says about the discussion section:

It was Bertrand Russell, the British philosopher and logician, who, although he himself became a confirmed socialist, pointed out that Bolshevism under Vladimir Lenin had become, in effect, a religion. (See ”The Practice and Theory of Bolshevism”.) The religious fervor of their adherents can blind them to the deeply flawed nature of their underlying philosophical presuppositions and operating principles. Russell could see that Bolshevism, in practice, was a very bad deal.

The first Dr. Morbius appeared in the 1956 film "Forbidden Planet". Name in full: Dr. Edward Morbius, a man with a boosted IQ and a twisted ego to match. The name, Dr.Morbius, however, is a made-up name (which I will get to in a moment) which subtly, very subtly, refers to a twisted nature specific to a man with an over-abundance of genius.